variable overhead efficiency variance

cream 稀奶油 meridian 经络 umb n.上位内存块 pear anthracnose 梨炭疽病 pepper aphid 辣椒蚜虫 watering of crape myrtle 浇水紫薇 foal classical swine fever 马驹猪瘟 rex rabbit histomoniasis 獭兔组织滴虫病 cat fowl pox 猫禽痘 crude protein 粗蛋白 sika deer pendulous crop 梅花鹿嗉囊下垂 cod hypomagnesemia 鳕鱼低镁血症 sturgeon francisellosis 鲟鱼弗朗西斯氏菌病 lilac bullhead 丁香花头过小 forward premium 远期保费/溢价 industrial sector rotation stock 工业行业轮动股票 initial payoff ratio 初始盈亏比 required vesting period 法定归属期 deferred agency 延期代理业务 home subsidized loan portfolio 住房贴息贷款组合 loss-category credit 损失类授信 renovation non-performing loan 装修不良贷款 dividend strategy fund 红利策略基金 gross rank 毛排名 real estate open-ended insurance 房地产开放式保险 decline premium 拒保保费 bank quarterly report 银行季度报告 deferred consolidation 递延合并 expensed period 费用化期间