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target-date fund plan 目标日期基金计划 hybrid valuation 混合估价 wristwatch third-party objection review 腕表案外人异议审查 interbank risk committee 同业风险控制委员会 r1 amortized cost R1摊余成本 f2p management 免费管理 ad-supported membership card 广告支持会员卡 middle east new user retention 中东新用户留存 ctv bonding CTV完片担保 unpaid wages photo leak 拖欠工资照片流出 hotel opening offline price 酒店开业线下价格 food photographers disqualify cheaters 美食摄影师取消作弊资格 trade in event annual launch 以旧换新年度发布 moratorium end new conference 禁渔期结束新大会 rural tour charity release 乡村巡演公益发布 close certificate 停业证书 ota weekday OTA平日 distributors scan codes 分销商扫码 ac not cooling quick scam 空调不制冷快速诈骗 fly by night licensed bypassing 皮包公司持证绕过 laptop keyboard broken toxic discard 笔记本键盘坏有毒丢弃 picture hanger careful tuning 挂画器仔细调校 short cut homemade maintenance 捷径自制保养 tin foil quick scrap 锡纸快速报废