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annual exposure 年度敞口 future reserve 未来准备金 amortizing contribution 分期摊还缴费额 existing risk 存量风险额 insurance advisor 保险顾问 leveraged beta 杠杆贝塔 substandard debt 次级债务额 collection electronic model 催收电子模型 m3 collection M3催收 state-owned discount 国有折价 proof melting 精制熔化 security spoofer 安全伪装器 berlin sell-through 柏林买断销量 insurers check in 保险公司入住 pilgrimage peak monthly ceremony 朝拜高峰月度仪式 polar drought relief 极地抗旱 rural per capita disposable income 农村居民人均可支配收入 allow inventory level 允许库存水平 bilibili world international fraud BW国际欺诈 fundraising gala charity promotion 筹款晚宴公益促销 managers maintain 经理维持 ted talk new trend TED大会新趋势 contact cement warranty complaint 接触胶保修投诉 drone gimbal shaking insurance rebuild 无人机云台抖保险重建 shoe goo annual permanent fix 鞋胶年度永久修复