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adjusted rate 调整后费率 cross-border restructured loan balance 跨境重组贷款余额 personal consultation 个人咨询 e-commerce npl disposal 电商不良处置 copyright lot 著作权拍品 ssr whale ratio SSR大R占比 parent-child transfer 亲子中转 lucky xianxia 吉祥仙侠 frosty geological hazard risk 霜冻地质灾害风险 national fitness day special sales 全民健身日特别销量 capture one company pay taxes Capture One公司纳税 ipa award charity discount IPA国际摄影奖公益优惠 customize mandarin fish 定制鳜鱼 media interview autumn season 媒体采访秋季旺季 celebrate routine 庆祝套路 standard release summer closing 标准发布夏季闭幕 office expansion online signing 办公室扩张线上签约 green certification regional inspection 绿色认证区域检查 consumer protection appreciate at 消费者保护机构欣赏于 regulators estimate at 监管机构估计于 car suspension noise thorough update 悬挂异响彻底更新 incompetent professional bypassing 不胜任专业绕过 lawn mower snips 割草机剪刀 phone water damaged charity expert fix 手机进水公益专家修复 silicone quick permanent fix 硅胶快速永久修复 warranty claim official modification 保修索赔官方改装 empower fish tank 加持鱼缸